It’s a great time to buy!

If you’re in the market for a home without the hassle of a mortgage and have wisely saved your money to pay cash for your next home or investment property, you’ve got a powerful advantage in today’s market.


However, just because you’re not subject to the same rules and regulations that are required from mortgage lenders – doesn’t mean you should just sign on any dotted line. To protect your rights and best financial interests – be sure to consult with a real estate professional and follow this important checklist:


1_ Title Search: This will show any liens on the property or title problems you might face.


2_ Title Insurance: A must-have for the cash buyer – especially when considering

distressed or foreclosed properties.


3_ Home Inspection: Never buy a property without one – it’s the only way to ensure you know what you are purchasing.


4_ Termite Inspection: Tiny bugs=big problems with big repair bills – don’t risk not

knowing.


5_ Property Tax Estimate: Know in advance what your estimated annual tax will be.


6_ Appraisal: This will help you ensure that your purchase price is at fair market value.


7_ Survey: Another important way to ensure you have accurate documentation of your property.


8_ Flood Zone: If you are in a flood zone, your insurance company may require additional coverage.


9_ Hazard Insurance: Have the property bound by insurance from the closing date.


10_ Property Disclosure Form: This form should reflect any known property damage, lead-based paint, Chinese drywall, etc.


11_HOA Dues/Fees: You’ll want to know what you’re getting into cost wise regarding community dues.


For buyer and seller representation, contact Sid or Kathryn Mazza at www.TheMazzaTeam.com  404-519-0734

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